Bean Dip Supper

I have made this without meat for an appetizer or for meatless Fridays or added meat for a little something extra. Hubby loves it because it is cheesy. DSs love it because it can be "dipped".

1 can refried beans

about 2-3 tablespoons of taco seasoning or some kind of Southwestern seasonings

a lime

1-2 garlic cloved, crushed

1 8oz pkg of cream cheese, softened

1 small can green chilies

1 small can of chopped black olives

shredded cheddar

fresh cilantro

chopped tomatoes

seasoned taco meat, if desired

Mix beans and about a tablespoon of taco seasoning. Spread on bottom of 9X9 pan. Top with taco meat mixture now if you are using meat. Combine juice of lime, cream cheese, chilies, garlic and remaining seasoning. Mix and then add 1/2 of olives and 1 cup or so of cheddar cheese. Spoon cheese mixture on top of beans. Cover with remaining olives and cheddar cheese. Bake 20 minutes at 400F. When it comes out of the oven you can top with fresh cilantro and chopped tomato. Serve with chips.

Enjoy!