I am curious about something. How do y'all plan budgets if you are planning on additional children? For those of you who do not think you'll have more, how did you do the planning?

In our case, I worked out our standard budget for a couple of years, and waited until our income went up above it to a point where we could afford a child as well. This coincided with the time I was healthy enough to be pregnant without too much damage to me. (When we lost our first, we put the extra budgeted money into investments so it will be there for the next one.) Especially if you have or plan to have more than two-- how did you do the math? Or did you just pray for the best? What changes will you/ did you make in order to afford more children? In our case, I don't know how many we'll end up with, but if we decide to have a large family we might have to move to a region with cheaper housing-- stuff like that.

I don't have an urgent need for this information but am curious. And it could be useful for me or for anyone.