It's so good to come home to so much good news!

We were making the equivilent of bi-weekly payments the first year we lived in this house: adding enough each month "to principal" that it equaled an extra payment-a-year...but then mortgage rates went even lower and we refinanced from 29 years left (of 30) to a 15 year mortgage....it changed our payment only $14.00 a month...and we're ontrack to be morgage free before I'm 50 (DH will be 53/54 depending on the month we end.) Financial fitness: who'da thunk it would feel so good?

Much love!
Lenora