They really are life's necessities!!! I've lost count of mine already!

I think I'd probably go with a low allowance, regular basic chores and then an extra level of chores for pay if she's that motivated. You could always teach her to do the laundry, and since that's one of your chores she could be paid to take that chore off your hands occasionally. Not just hers of course. But not until you feel comfortable that she's been taught thoroughly.

My DD7 1/2 hasn't a clue about money, and that's why we still haven't bothered with an allowance per se. What happens for now is that she gets a couple of dollars a day (ours are smaller than yours!) for food at school, and the rest goes in her tin. I was careful to warn her that if I thought she was starving herself to save money I'd change the way things work! And no, I really can't imagine her saving up to buy a car... maybe DS5 if he had a better understanding of money!

She can always look out for other ideas too. Sometimes magazines or papers will pay for stories or letters. It wouldn't be a regular income or anything, but it might be a nice extra once in a while.

You must be doing a good job with her anyway Anja if she's so eager to save and to earn, and has a goal about how she's going to spend her money. There aren't many adults can say that!

Kerri.